This is usually not the case as the value placed on a property is much more determined by other factors than remodeling, making home improvements and maintenance.
A great factor that determines the value of a property is the fair market price. The fair market price is the price a buyer is willing to pay for the purchase of the property and the price the seller is willing to accept for the sale of the same property.
Determining the fair market price involves finding the values of properties in the same subdivision which are very similar to the property being put up for sale. This similarity could be in terms of the property type, condition, number of floors, property square footage etc. These very similar properties are called comparables.
There are some cases where the exact comparables are not found for the property. In such instances, sales of properties which are similar but not exact can also be used as comparables.
In other to be able to compare this comparable sale to the property and bring them to the same level, net adjustments for differences are calculated in terms of the factors that affect the value which could range from difference in square footage , floors, amenities, house condition and view of the property.
Whether you are the buyer or the seller of a property, it is always advisable to seek the services of a professional to help determine the asking or the selling price unless you are versatile in that field and have carried out proper research.
Something you can tackle now with the business slowing is office politics. How things are running in the office, you know the place where your desk is located. No, not the one at home covered with stacks of papers but the one located off site and probably covered in dust. Well if this scenario describes your office, I would suggest beginning there, or maybe having the cleaning staff stop by a day before to get you started.
Now that the desk is cleared up, how are things in the office? Employee reviews up to date? Now would be a good time to catch up and touch base. Are all the departments running smoothly? Now may be a good time to hire new staff and complete training. Have them prepared for when things pick back up. How about a strategizing meeting with the staff to get things started. Marketing ideas, new product ideas or increasing coverage areas. Is the holiday season approaching? How about vacation times? Plan on some training and review of current policies. Look for areas that need improvement and then you should take small, common sense steps daily toward achieving those goals. Don’t try to tackle everything all at once, think small steps.
Now would also be a good time to review stock. Such as paper stock, pens, ink, coffee and all other items that keep the office running smoothly. Recently a friend of mine told me her office incorporated a lunch service for all staff, maybe this is something to consider or even a potluck once a week would be fun and team building.
What ever you do, do something. That is why you’re here.
Working from home seems like the ideal scenario, but is it for you? There is more to evaluate when considering making the switch. The change in working environment not only affects you but those who are at home during the day as well. What you think you are saving in gas and commute time can cost you in other areas. Let’s look at some pros and cons.
No traffic issues.
No need to pack a lunch.
Dress code casual.
Less time away from home.
Now if you’re a parent, the likelihood that you can sleep in is slim, I still would need to make sure the kids eat, dress and get to school on time. That leads to the traffic issues, you still have to forge through it. Packing a lunch, I would still have to plan ahead to make sure it is easy to put together. The dress code is definitely a plus, unless of course your employer is requesting a live video while working. Let’s look at the cons.
Loss of social interaction.
Too many distractions.
Loss of regimen.
Too much time at home.
Social interaction can go both ways, at first you will find it to be more productive and then after a while you will notice you are more verbal on the phone with customers or after hours when talking to friends you just can’t seem to stay quiet. A quick follow up phone call turned out to be an hour on the line. Or the coffee break with a colleague turns into dinner. Now the distractions, I’m one of those people that can’t sit still when things around me are not tidy, I would continue to lose focus until I get up and straighten up what I didn’t want to do on my off time. I don’t know about you but I get off of work the commute to pick up my kids gives me a chance to change roles. To let go of my work day and turn on mommy mode. Same with the morning ride in, it gives me a chance to transition into work mode.
Too much time at home can go both ways. Your family sees you more, they feel you are involved. Then again you are seeing the same walls and faces for longer periods of time. Any chance you get to get out you will jump on it! Remember why you didn’t want to work in the office anymore?
These are just some things to consider when making the choice to transition.
“I sit down with my couples to ask questions, such as how they met and what is most important to them,” says Barrett, who then uses this information to write the couple’s vows and to personalize the ceremony. She then inquires whether they need a certified copy of their wedding license (which California requires if the couple wishes to receive a confidential marriage license), if they’ll be doing a legal name change, or if they’ll require any other documents or notarizations — all of which she can provide.
“These are the last things most couples are thinking about,” says Barrett. Combining her Notary and officiant services allows her to offer clients a customized approach.
“I complete all the paperwork, get their signatures and pop it all in the mail,” says Barrett. “It’s my job to make sure it is done correctly. They trust me to do the job right.”
Notaries interested in becoming wedding officiants should begin by checking state wedding laws. For example, licensing requirements vary greatly from state to state. Contact the county clerk in the counties in which you want to perform weddings for more information. A simple Google search on “How to become ordained” yields numerous links and organizations, but be sure to vet each carefully to find out if they are reputable, what the fees and requirements are, and where, exactly, the ordination is recognized. Some ministries will ordain you for life; others require annual license renewals.
By following Barret’s approach you can be sure the happy couple will contact you when the time comes to buy or refinance their home. So let’s help them set the date!
Congratulations on taking the next step!!
Be sure to stop back in and let me know how it worked out!!
Bear with me, though…
I find that when doing a last minute assignment no matter the type are essentially not ready, it becomes obvious in most cases that some people aren’t nearly as prepared as they think they are. The detailed quality control is just too hard to do. The act of planning ahead allows you to “kill two birds with one stone”, in that it’s a very detail-intensive rehearsal or planning criteria as well, working a few extra minutes now, a little at a time over and over until it’s easy to stay ahead. Such as certain documents for a notary assignment. You can create a folder to carry extra acknowledgement pages. Or for an inspector a folder containing signature pages or a blank sample report. Realtors a sample listing to ask all the questions to get it started at any time. Again, I hear you thinking: “Wait a minute, you make your living doing this, you’re just trying to make us spend more money, you vulture!”
Actually, it doesn’t have to cost any more, and theoretically should even SAVE you money in the mix while increasing your outside performance greatly – especially for those of you already working from the road. As having these documents with you, you will not need to return to the office to print a copy or miss a phone call because you just don’t know all the questions you need answered.
The bond is not insurance for the Notary — it is protection for the public against mistakes and misconduct by the Notary!
Errors and Omissions (E&O) Insurance: Protecting your personal assets Time and again, blameless Notaries are sued and have to prove that they acted properly — but doing so can be expensive. The Notary’s greatest protection against the financial ravages of a lawsuit is Errors and Omissions Insurance. An E&O policy shields the Notary’s personal assets. If you are ever accused of misconduct your E&O policy will not only provide for your legal defense, but also absorb the cost of any settlements or court-ordered cash damages — up to the limit of the policy.
If an unintentional mistake is made or a false claim is filed against you as a Notary for unintentional “honest” mistakes, it could cost you thousands of dollars to defend yourself in a lawsuit. With Errors & Omissions Insurance you don’t have to worry. Various limits of liability are available to meet your individual needs and your policy:
• Protects you from lawsuits
• Covers the claim, legal defense fees, and court costs up to your policy’s limit
• Doesn’t require repayment of claims
• Ensures the insurance company will provide expert legal defense if needed
There is no deductible, and policies are very affordable, starting at only a few cents a day.